But note that Texas has unique laws when it comes to cash-out loans and home equity. In Texas, the maximum loan-to-value (LTV) you can get for your primary residence is 80 percent, adds Ziev.
McCain’s surprise announcement caught the Obama campaign off-guard — officials were still waiting for McCain to return a call Obama had placed this morning seeking a joint statement on the bailout.
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· Those venue restrictions almost surely were imposed when Texas finally permitted home equity loans on Texas homesteads 12-15 years ago. So I conclude the restrictions on closing venues for HELOCS are applicable only to Texas homesteads, and as a consquence I have no qualms about closing out-of-state HELOCS outside of the specified venues.
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Homeowners often think they can gain more equity from their homes than the market allows. It is a property truth universally acknowledged that people don’t downsize because of stamp duty.