After Home Closing, Which Documents Should I Keep? » Mortgage Masters Group

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statement (HUD-1); a final copy is provided at settlement. Keep a copy filed away as you will need it again when you prepare your tax return. The Important Documents For the most part, your role at closing is to review and sign the numerous documents associated with your mortgage. The closing agent should explain the nature and purpose of

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By signing this document, you are giving the lender the right to take back the property should you fail to repay your loan as agreed. If the borrower defaults on the loan, the property can be sold to pay off the mortgage debt. It also states you must keep the house in good repair and maintain insurance on the property.

loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.

Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do’s and Don’ts to keep in mind throughout the [.]

Share on Twitter Share on Facebook Share on Google Plus Share on Pinterest Share on LinkedIn The reverse mortgage program, is allowing more seniors to stay in the home they love. Below, you’ll learn what you need in order to close your loan as well as some general reverse mortgage information.

How long do I need to keep the papers from closing on my Mortgage? Mortgage took longer than the closing date and the sellers decided to terminate the contract, Earnest Money? How long after a mortgage co sells your loan does the original mortg co have to keep your documents on file?

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Summary of Loan Documents. Following is a list of common documents that may be contained in a loan package. Please note the following: It is possible that not all documents below will be contained in every loan package; it is also possible that other documents may be included which are not described below.

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