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Brokers furnish numerous services to consumers; 1 in Schuetz’s case, Home Mortgage analyzed her income and debt, explained the loan process and loan products available to her, collected her financial information, obtained a credit report on her behalf, secured an appraisal, prepared her loan package, and submitted it to Banc One. Mortgage.
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FHA loans have a lot of advantages over a conventional loan. Their low down payment, lower interest rate, lower credit scores and higher debt to income ratio. The biggest negative is the mortgage insurance (MI) will never be removed as long as you have the loan, So if you plan on living in the home for many years and turn it into a rental.
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